Travel

Mawista Health Insurance For Schengen Visa : Applying for Health Insurance in Germany

Mawista Health Insurance For Schengen Visa Video

Mawista Health Insurance For Schengen Visa

Applying for Health Insurance in Germany

Applying for Health Insurance in Germany

📖Download the free ebook ‘An Indian’s Guide to Surviving in Germany’ here: https://www.bharatingermany.com/germany-survival-guide/
💬Connect on Messenger: https://bharatingermany.com/messenger
——————————————————-
⭐Important Links⭐:
✅🎓🇩🇪 Start your Studies in Germany: https://www.bharatingermany.com/guide
✅🗣️🇩🇪Complete A1-B1 Online German Course: https://www.bharatingermany.com/german
✅💡🇩🇪Book an appointment with Bharat: http://bharatingermany.com/appointment
——————————————————-
°°°°°° Email Translation and suggestion from fellow viewers in the description°°°°°°
a) Email 1:
In principle, it must be ensured that all our products are travel health insurance. This means they are valid for foreigners in Germany or for Germans abroad. Furthermore, it is important to know that students under 30 years of age in Germany must either insure themselves by means of a statutory health insurance or have to be released from the obligation to insure themselves in order to be able to be insured privately. Students over 30 years or PhD students do not need such exemption and can insure themselves directly with us. Further information can also be found in the following link: https://www.mawista.com/krankenversicherung-fuer-auslaender/gesetzliche-krankenversicherung-studenten/.

We do not have an insurance card. The customer receives with the contract documents a treatment certificate which replaces the insurance card. Since it is a private health insurance the student receives the invoice himself after a medical treatment. He then has the possibility to pay the invoice first or he sends the unpaid invoice to the insurer, receives the refund and then pays the doctor. Invoices can be submitted here not only by post, but also by e-mail or via our website.

Persons in Germany can be insured for up to 5 years through travel health insurance. For our MAWISTA Student product you can be insured for 48 months in a contract and then conclude a new contract for another 12 months in another tariff. There are 3 tariffs in the product MAWISTA Student, which are available: MAWISTA Student Classic, Student Classic Plus and Student Comfort.
In the MAWISTA Science product, a contract can be concluded for up to 60 months. This product is also suitable for students. You can compare the rates here: https://www.mawista.com/auslandskrankenversicherung/auslandskrankenversicherung-studenten-vergleich/
b) Email 2:
Please note that it is dependent on the physician, whether it is issuing an invoice with a due date or the payment in advance. As a rule, however, the invoice is paid directly on the spot. For hospital admission, the insurer must be contacted by the emergency number +49 (0) 89 6 24 24 – 496, so that the payment can be settled directly with the hospital. In the event of an appointment agreement, the medical helpers can be enlightened about the situation and ask how the payment is carried out in practice. Regarding point 4, the following explanation is given: The reimbursement is always made directly to the customer. This means that as soon as the invoice is available (whether paid or unpaid does not matter), this is submitted to the insurer. After checking you will be refunded within 2 weeks to your own account. If the invoice has not been paid to the doctor in advance, payment must be made to the physician at the latest after receipt of the reimbursement.
—————————————————————————————————————-
-Suggestions from Subscribers!
1). Joy (Adding the comment made the description too long. That’s why I will just add it in the comments section)
—————————————————————————————————————-
Our affiliate link to Coracle:
https://coracle.de/insurance/health/student?ins=tk&rps=12h34b
—————————————————————————————————————-
Link to my website:
https://bharatingermany.com
—————————————————————————————————————–
Follow me on FACEBOOK
Profile: https://facebook.com/bharatingermany
Page: https://www.facebook.com/Bharat-in-Germany-1203402319786921/
(Don’t forget to leave a rating on the FB page!)
—————————————————————————————————————-
INSTAGRAM:
https://instagram.com/bharatingermany
—————————————————————————————————————-
Consider supporting me on Patreon:
https://patreon.com/bharatingermany

This video on this page is automatically generated content related to “mawista health insurance for schengen visa”. Therefore, the accuracy of this video on this webpage can not be guaranteed.

16 Comments

  1. Comment from Joy:
    Hi Bharat,

    I have some info that may help you .

    1. Students below 30 cannot opt for private insurance and they have to go for public ones like AOK and TK and those above 30 cannot opt for public ones!

    2. Once you start your studies you cannot switch from a public one to a private insurance or vice versa .

    The entire tenure of your studies you have to remain in either the public one or the private (whatever you had chosen when you started your sturdiest but you can switch between companies.) – I learnt it the hard way and I have confirmed from AOK!

    3. Important: They have changed some rules in Dec'2016 so some of the affordable krankenversicherung that most students opt for like Mawista ,Care concept etc are not accepted by the Ausländerbehörde anymore.

    And it has been implemented here in Nürnberg and has created a lot of chaos!!Some of my fellow students are stuck in this sticky situation since Dec!My student advisor told me that many other cities will also implement that soon.

    I also have an Letter from Ausländerbehörde , Nürnberg that states that they are no longer accepting Mawista .

    So I personally went and asked at the Ausländerbehörde and they told me that only insurances that are mentioned in the BaFin website are accepted.

    https://portal.mvp.bafin.de/database/InstInfo/sucheForm.do?RAP=1e94caad%3A15add010aac%3A-1053

    If I get any confirmation on the latest developments or if they change their stand about Mawista or Care concept I will let you know.

  2. Hallo Bharat, Kudos on the Video!

    Ich habe ein Frage, next month is my visa appointment for Germany Job Seeker visa. So should I buy both Travel insurance and Health Insurance and take those documents for the Germany Job Seeker Visa appointment or Just Travel insurance is enough for now ? and later I can take the Health insurance once I land in Germany ?

    An early reply would be appreciated man. Thanks for your help in Advance.

  3. Hi, getting private insurance during my study and later can I change any other public insurance? Is it possible.. Mawista s private insurance right?

  4. Hi Bharat – Hope you are doing good. I purchased a Bajaj Allianz Travel Insurance specially designed for students going abroad. It covers all countries except US and Canada and has a coverage of 100,000 U.S. Dollars. When my college provided me with a list of docs needed for enrollment, I provided them with the same health insurance papers. The college asked me to reach out to someone from TK to verify if the health insurance is valid here in Germany. The TK representative said yes it is valid in Germany and they also provided me with an exemption form that I need to fill and then TK will provide their signoff and send to the college. I checked with college again and they said yes the Bajaj Allianz policy is valid and all I need to do is to fill the exemption form provided by TK and once they will stamp it and send back to college, I am all set. Ny question is – Shall I buy a similar policy for 2 years now? The policy I have is for 6 months. A 2 year health policy if that is valid in Germany will cost me Rs 25,000 however the same health insurance from a German provider will cost me approx Rs 1,80,000. Your thoughts on this please? I am 34 and I am coming to Germany in Aug 2018 to pursue MBA

  5. For some reason, my German Consulate (Dubai) is requiring a health insurance company that can provide "a written statement saying that the existing insurance policy fulfils the statutory requirements in accordance with Section 257(2 )(a) SGB V." I contacted the insurer recommended on the Consulate's website, they didn't even know what that mean!!!! Did you come across something like this?

  6. As a german and former student, I can give you the following recommendations:
    Before signing up, give the company of your choice a call and ask, if you have to pay the doctor beforhand or if they do it or if they send you the money first and how quick they are. This way, you will also find out if their staff speaks decent english.
    With some companies, you can even snap a picture of the bill and send it to them first thing. They still need the written document, but this way, they allready file the information and move faster. Hospital bills and other large bills should always either be paid directly by the insurer or the money should be forwarded to you before you have to pay.
    And yes, you need to think of stuff like that.
    If you plan on staying longer, it also pays to take a rainy day and compare student's insurance plans: While all companies have to fulfill german legal requirements thus providing a good and comprehensive coverage, some plans come with extras for the same price such as burnout prevention, online groups, single or double room occupancy in hospitals, even natural remedies for the esotherically minded 😉 etc. (student plans usually at the moment are around 73 € per month, give or take). Good comparisons are also done by several papers including Stiftung Warentest and Focus Money.
    The documents you need to sign up are usually your passport and the universities' confirmation of enrollment. BUT: In order to enroll, you need to have health insurance (in germany, insurance is mandatory). Therefore, taking out the 1-month plan for travellers before you come to germany is a very good suggestion by Bharat. You can also do all the research allready online, call the company of your choice up, fill in the forms online and mail them a notarized copy of your universites' letter of acceptance and passport. Con: It usually costs money to notarize documents and international post is slow. Pro: You are all set.
    My recommendation: Do your research early, but finalize stuff once you are here.
    If you have questions, I will try to help you out, but I am only a user, not a professional.

  7. Hello Bharat, pleasure connecting with you, first of i would like to congratulate for ur video stuffs which you are helsing on youtube thankyou. My query is actually am coming to Germany for my employement , i completed my masters in strategic leadership at kauno technologijos universitetas.while watching all ur videos am so confident that i can achieve somethings as go crazy about it.thanks for ur motivating and informative videos. i need your support once i landed in Germany may be by this september .can i have you contact number or email or you can reply to my id : santhoshr263@gmail.com

  8. Hello Bharat, pleasure connecting with you, first of i would like to congratulate for ur video stuffs which you are helsing on youtube thankyou. My query is actually am coming to Germany for my employement , i completed my masters in strategic leadership at kauno technologijos universitetas.while watching all ur videos am so confident that i can achieve somethings as go crazy about it.thanks for ur motivating and informative videos. i need your support once i landed in Germany may be by this september .can i have you contact number or email or you can reply to my id : santhoshr263@gmail.com

  9. hey Bharat what if you have completed your masters and then you want to opt for PhD is this possible in same University and to renew your visa and health insurance and is mawista private or public??
    PS thanks for the help

  10. I'll be coming to germany soon for my Masters Degree in TU Bergakademie Freiberg. As I am a PG student Can I get my health insurance from Mawista?? Or should i get it from a satuatory insurance company?? please do reply bro..

  11. Hello Bharat,

    Is it possible to get an insurance (from AOK, for example) outside of Europe?
    And how do I get insurance if it requires the university enrollment (even though I need insurance to apply for uni, lol)?

  12. Hey Bharat can u make a video on how to open bank account in Germany and how to transfer money from India to Germany. Thanks

Leave a Reply

Your email address will not be published. Required fields are marked *